Ever since I got pregnant my doctor said that's possible for my child to be born prematurely. I did what any concerned mother would do, I called various doctors asking what the risks were. I heard from a friend that if my baby is born before he's 22 weeks I can have problems. I searched around and found the Humana family health insurance plan that promised to cover my baby as well once he's born. Everything I was afraid for didn't happen. He was born prematurely but only with two weeks before the term. Anyway, I had my baby's life covered.